Merchant Disclosure, Compliance & Terms of Participation
InformationalPurposes Only (No Legal Advice) The information provided on this website is
for educational and informational purposes only and does not constitute legal, financial, or tax
advice. Our company is not a law firm. While we assist in the enrollment, installation, and
support of various Point of sale Systems and payment programs, we do not guarantee the legal
compliance of any specific program within your jurisdiction.
Independent Representative Status & Disclosure. RestaurantDealers.com LLC / Focus
Restaurant Solutions / The SkyTab Partner operates solely as an independent sales and marketing
representative for third-party merchant service providers. We are not a bank, a credit card brand,
a merchant processing company, or the direct owner of processing technology and Point of Sale
(POS) systems.
All merchant processing agreements, terms, and conditions are contracted directly between the
Merchant and Shift4 or the respective third-party Merchant Service Provider. Currently, all
merchant services—including contracts, pricing, billing, PCI compliance, data security,
hardware/software warranties, and primary technical support—are provided exclusively by
Shift4 or the designated Merchant Company with whom the Merchant will enter into a separate
agreement.
While RestaurantDealers.com LLC / Focus Restaurant Solutions / The SkyTab Partner may
facilitate the enrollment process, assist with local installation, or provide secondary support as a
courtesy, we do not provide payment processing, merchant accounts, or contractual services
directly to merchants.
Local Jurisdiction Compliance & Risk Compliance requirements for Dual Pricing and Cash
Discount programs are subject to change without notice by state legislatures, federal authorities,
and card brand associations (Visa, Mastercard, Discover, Amex). The merchant assumes all
risk regarding the legality of their specific program within their city and state.
RestaurantDealers.com LLC / Focus Restaurant Solutions / The SkyTab Partner shall not be held
liable for any fines, penalties, or legal actions resulting from the merchant's failure to adhere to
local, state, or federal laws and card brand rules.
Merchant Operational Responsibility The merchant acknowledges and agrees that they are
solely responsible for the lawful and physical implementation of any chosen payment program.
This includes, but is not limited to:
• Signage: The physical posting of clear and conspicuous signage at all public entrances,
Host Stand and every Point of Sale (POS) location.
• Pricing Updates: Making all necessary changes to physical menus, digital menus, and
online ordering platforms to reflect accurate pricing (e.g., listing the Card Price or Dual
Pricing as required by law).
• POS Configuration: Ensuring the Point of Sale system is configured to meet local
requirements and that staff are trained to operate it in a compliant manner.
• Consultation: Consulting with independent legal counsel or local authorities before
implementation to ensure full compliance with current statutes and the Durbin
Amendment.
Card Brand Rule Changes Merchants acknowledge that Card Brand Rules are independent of
RestaurantDealers.com LLC / Focus Restaurant Solutions / The SkyTab Partner. While we may
offer updated informative signage information based on changes in these rules, the merchant is
responsible for implementing those updates in their physical place of business.
Limitation of Liability & Indemnification By utilizing our services, the merchant agrees to
indemnify and hold harmless RestaurantDealers.com LLC / Focus Restaurant Solutions / The
SkyTab Partner, its officers, and employees from any claims, damages, or legal fees arising from
the merchant’s implementation of these programs or any alleged violations of consumer
protection laws. RestaurantDealers.com LLC / Focus Restaurant Solutions / The SkyTab Partner
acts solely as a service, enrollment, and support provider for different point of sale systems
companies.
RestaurantDealers.com LLC / Focus Restaurant Solutions / The SkyTab Partner is an independent
representative for third-party merchant providers; all processing contracts are held directly with the
provider. Information provided is for educational purposes and does not constitute legal or tax advice.
Merchant assumes all responsibility for program compliance, including required signage and menu
pricing updates. We recommend consulting with legal counsel to ensure compliance with federal, state,
and local laws.
